● Equity Release

Embrace financial freedom through equity release.

Equity release, also known as a loan against property, lets homeowners unlock the equity built up in their UAE property. Common reasons for an equity release loan include funding home improvements, paying off debt or making a business investment.

● Why equity release with us

Five reasons clients choose equity release.

Effortless process. A smooth route to unlocking the value of your home today.
Minimal documentation. Streamlined, hassle-free flow for both salaried and self-employed clients.
Tailored solutions. A personalised approach shaped to your specific circumstances and goals.
Transparent approach. Clear visibility on rates, terms, fees and process. No fine-print surprises.
Proven track record. Trusted experience and a strong history of delivering equity release loans.

● Common questions

Equity release FAQ.

What are the benefits of opting for an equity release loan?›

Equity release loans deliver several benefits including financial flexibility, financial relief and access to liquidity while keeping ownership of the property.

What's the age requirement?›

As with other UAE mortgages, applicants must be at least 21 years old. Maximum age at loan maturity is capped at 65 for salaried expats, and 70 for UAE nationals and self-employed expats.

What documents do I need?›

Standard documents include passport, residence visa, Emirates ID, salary certificate and the latest 6 months of bank statements. Self-employed applicants additionally provide trade licence, audited financials and 6 months of company bank statements. Specific requirements vary by lender.

How does the equity release process work?›

We've designed a frictionless flow. From application to approval and disbursement, the team handles the heavy lifting and shapes the journey around your unique situation.

Do you have a track record with equity release loans?›

Yes. Marker Finance has built a record of delivering equity release loans, and the experience translates into reliable, professional support across the process.

Can non-residents apply?›

Yes, non-residents can apply for equity release loans, although terms vary. Select lenders accommodate this option.

What interest rates can I expect?›

Lenders typically price equity release loans similar to or slightly above standard mortgage rates. Exact rates vary by lender.

What's the maximum DBR allowed?›

The UAE Central Bank caps the Debt-Burden Ratio at 50% of monthly income.

Can I receive the funds as a lump sum?›

Yes, most lenders disburse equity release loans as a lump sum.

How do I start the application?›

Reach out via our website or speak directly to our team. We'll walk you through every step and answer your questions.

What factors should I consider before applying?›

Take stock of inheritance impact, the rate and terms on offer, the long-term effects and your overall financial position. We recommend speaking to a legal advisor where appropriate.