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● Marker Finance Calculator Suite

Comprehensive UAE mortgage tools for smarter financial decisions

Get instant, accurate estimates for EMI, eligibility, balance transfers, transaction costs, investment returns and more.

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EMI Calculator

Comprehensive mortgage analysis with payment breakdown.

Loan Amount AED 1,200,000
%Interest Rates
Insurance Options
Transaction Costs

1. Property Transaction Cost

2. Mortgage Transaction Cost

DBR Policy Settings

Total Payment Breakdown

Principal Amount0
Total Interest0
↳ Fixed Rate Period0
↳ Variable Rate Period0
Total Payment0

Cost Distribution

Total PaidAED 0

    Payment Composition Over Time

    Amortization Schedule

    PeriodEMIInterestPrincipalInsuranceBalance

    Smart Tips & Insights

    ● Frequently Asked

    UAE home loan questions, answered

    Everything you need to know about mortgages and home loans in the United Arab Emirates.

    1Minimum down payment for UAE home loan?›
    Central Bank requires 20% for residents on properties under AED 5M and 30% above. Non-residents typically need 25–35%.
    2How is the interest rate determined?›
    Banks combine a base rate (EIBOR for variable, internal pricing for fixed) with a margin based on profile, property type and tenor. We negotiate this margin on your behalf.
    3Maximum loan tenor available in UAE?›
    Up to 25 years for nationals and residents. Maximum age at maturity is generally 70 (salaried) or 75 (self-employed).
    4Can expats get a home loan in UAE?›
    Yes. Most UAE banks offer mortgages to expats with valid residency, salary transfer (or non-transfer with margin), and minimum income (usually AED 15,000+).
    5What is DBR and why does it matter?›
    DBR is the % of monthly income going toward debt repayments. UAE Central Bank caps it at 50%.
    6Can I make early repayment?›
    Yes. Central Bank caps early settlement fees at 1% of outstanding balance or AED 10,000 (whichever is lower).
    7Fixed vs Variable rates?›
    Fixed locks the rate for an agreed period (1–5 years). Variable tracks EIBOR + margin and can move quarterly. Most UAE mortgages are fixed-then-variable combos.
    8Can I transfer my mortgage?›
    Yes. Balance transfer is common in UAE. We help you compare current offers and handle the entire switch.
    Need Professional Assistance? Our expert mortgage advisors can help you find the best loan options tailored to your needs across every major UAE bank.
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